We may collect one or more data fields of personally identifiable information that you knowingly supply on the Site’s pages. These data fields may vary based on your path through the Site, or based on the kind of information or plan you are seeking. You are not obligated to provide any information, although we may not be able to provide services to you without it.
When you visit our Site or open one of our emails, we may automatically collect information about you using tracking technology, including your Internet Protocol address (“IP Address”), a unique device or user ID, system and browser type, the referring address website, the content and pages that you access on the Site or mobile application, and the dates and times that you visit the Site. We use technology, including cookies, web beacons, and other similar technology, discussed below, to automatically collect certain non-personally identifiable information for system administration, troubleshooting, and to identify you when you open our e-mail or visit our Site through your computer or mobile device so that we can enhance your online experience and make our advertising more relevant. Further, we may offer certain features that are only available through the use of this technology.
Cookies are small text files that websites place in your browser when you visit them. When you return to the site, the site can access its previously placed cookie to uniquely identify your browser. Cookies accomplish several different things. They recall your preferences at a website, help content render more efficiently, and improve the overall user experience on a website. They can also help advertisers see what interests you and what advertising may be relevant to you. For further information on cookies, including how to see what cookies have been set on your device and how to manage and delete them, visit http://www.allaboutcookies.org/.
When you visit our site, we also capture the user agent string from your device which helps us classify the type of device you are using to interact with the Site (e.g. desktop, tablet, mobile device). The user agent string does not, however, collect any personally identifiable information.
Analytics Cookies: Specifically, this Site uses Google Analytics Cookies. Information collected by the Google Analytics cookies will be transmitted to and stored by Google on servers in the United States of America in accordance with its privacy practices. To see an overview of privacy at Google and how this applies to Google Analytics, visit http://www.google.com/policies/privacy/ads/#toc-analytics. You may opt out of tracking by Google Analytics by visiting https://tools.google.com/dlpage/gaoptout?hl=en-GB.
You can enable, disable or delete cookies within your browser. In order to do this, follow the instructions provided by your browser (usually located within the “Help”, “Tools” or “Edit” menu). Disabling a cookie or category of cookie does not delete the cookie from your browser; you will need to do this yourself from within your browser by choosing the option to delete cookies. If you have disabled one or more cookies, we may still use information collected from cookies prior to your disabled preference being set, however, we will stop using the disabled cookie to collect any further information. Third party sites may also provide additional opt-out methods. If you do choose to disable cookies, we may not be able to provide the best service possible without them.
We may also obtain information about you from other sources, including affiliates, data aggregators, and public databases. All of the information we collect may be combined to create a more detailed picture of you, which allows us to better understand the products and services you might be interested in.
We may use and share the information (whether or not personally identifiable) that you provide to us to:
We may release account information and other personally identifiable information when we believe release is appropriate to comply with applicable law, to enforce our legal and contractual rights, or to protect the rights, property, or safety of the Site, Users, or others. We may in some circumstances be required to disclose information (including personally identifiable information) in response to requests from law enforcement authorities, or in response to a subpoena or other legal process. We may also turn over information about you if we believe we must do so in order to prevent a violation of the law, and by accepting this Policy, you consent to our right to do so, in our sole discretion. You also consent to our disclosing information about you in the course of legal proceedings if we believe we are legally required to do so, if we reasonably believe that doing so may mitigate our liability, or if doing so will assist us.
At some point, we may establish subsidiaries or other related companies, or merge with or be acquired by another company. When that happens, then we may disclose to them your personally identifiable information, in which case we will request that they abide by this Policy. We may also disclose some personally identifiable information to a potential acquirer, although such disclosure would be subject to normal and customary confidentiality requirements.
We may contract with third parties to provide various services relating to the Site on an outsourced basis. For example, we may contract with an e-mail provider to handle the distribution of e-mail messages to Users of the Site. We may contract with a website hosting provider to host the Site for us. We may also contract with various validation services to confirm contact information that you provide.
By visiting the Site, all Users consent to us providing all information (whether or not personally identifiable) received or collected from those Users to such third party providers for the purpose of enabling the third party provider to provide these outsourced services to us. In addition, all Users consent to the collection, maintenance, and processing of their information (whether or not personally identifiable) by the Site and these third party providers.
We will share information provided by Users (whether or not personally identifiable) with certain trusted business partners in our network so that they can contact you with information about the services in which you have expressed interest. In order to provide the services available to you on this Site, we may also supplement your information (whether or not personally identifiable) with information from third party sources with whom we have contracted for the purpose of verifying the contact information you have provided. You have the option to not have your information shared with business partners by not requesting these services.
We may also share information about Users (whether or not personally identifiable) with our business partners and affiliated companies so that we can offer you a broader range of services and information to meet your needs. If you would prefer not to have your information shared with our business partners and affiliated companies, you may opt out by emailing email@example.com.
Please be aware that our affiliated institutions, promotional partners, advertisers, sponsors, and other third-party web sites accessible through the Site may have their own privacy and data collection policies and practices. We are not responsible for any actions, content of websites or privacy policies of such third parties. You should check the applicable privacy policies of those third parties when providing information through linked websites.
We work to protect your information by using appropriate technical, administrative and physical procedures to protect personal information from loss, misuse, or alteration, taking into account the types of risks we face and the types of data we store. No method protecting information is 100% secure, however, and we cannot ensure or guarantee the security of any information you send to us and you do so at your own risk.
The Site is not intended for users under the age of 18, and we do not knowingly collect or use personally identifiable information from users under the age of 18.
We do not knowingly obtain or store any Sensitive Consumer Information, such as Social Security Numbers and other government Issued identifiers; insurance plan numbers; financial account numbers; information that describes the precise real-time geographic location of an individual; or precise information related to health or medical conditions.
If we are made aware that we have received information from anyone under the age of 18 or Sensitive Consumer Information in violation of this Policy, we will use reasonable efforts to locate and remove that information from our records.
We can’t provide good service to you without accurate information, and as such we have a vested interest in its correctness. You may correct and update your personally identifiable information by sending us an e-mail at firstname.lastname@example.org.
Please provide your name, address, e-mail address, and the information that you would like us to update.
You may also ask to have to have your information deleted or removed. However, you cannot delete information included with past transactions, and it may not be possible for us to completely delete all of your information from backup media. We cannot remove or delete user information that you provide to third parties for the purposes of supplying you with insurance quotes or information, as it is not controlled by us.
Under California’s “Shine the Light” law, California residents have the right to receive information from us regarding categories of personal information the Site shared with its affiliates during the previous calendar year, if any. This information will be provided free of charge, once per calendar year upon request. To request this information please email email@example.com with the subject line “Request for California Privacy Information”.
We only send email to users that sign up on the Site, or to our affiliates' users who have consented to receive advertising offers. We do not send messages to users without this consent. If you believe you have been signed up in error, please e-mail firstname.lastname@example.org to be removed from future mailings. To opt out of our emails, please click the unsubscribe link in the footer of the email template.
We will also communicate with you in response to your inquiries and to provide the services you request. We may contact you either through e-mail, telephone, or postal mail. When it is necessary to do so, we will send you service-related announcements, primarily via e-mail. For example, if our service is temporarily suspended for maintenance, we may send you e-mail. Generally, you may not opt out of these communications, which are not promotional in nature. If you do not wish to receive them, you have the option to deactivate your account by e-mailing email@example.com.
If we materially change this Policy, we will post the changes to this Policy and we may post a notice of the changes on the home page of this Site, as we deem appropriate, so that you are aware of what personally identifiable information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this Policy at any time, so please review the Site frequently for any changes. Amendments to this Policy will be posted on the Site and will be effective when posted. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted, the changes to any amended or revised Policy by your continued use of our services or the Site.
We may terminate this Policy at any time. Without limiting the foregoing, we shall have the right to immediately terminate or suspend any use of the Site by Users in the event of any conduct by User or which we, in our sole discretion, consider to be unacceptable, or in the event of any breach by any User of this Policy.
4201 Wilson Blvd, #110-129
Arlington, VA 22203
Last Updated: September 15, 2014